Consumers Gaining Control of Their Finances

Javelin Research
Western Union Global Payment Services Money Mindset Index

The Money Mindset Index defines consumers’ current money mindset as “cautious optimism” as consumers are more effectively managing their spending and expecting the economy to improve. Despite this optimism, respondents have conflicting feelings about the importance of credit scores. Given the current credit-lending restrictions, consumers need to become savvier to ensure their credit score does not adversely affect their financial goals.

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Consumers Gaining Control of Their Finances

Javelin Research
Western Union Global Payment Services Money Mindset Index

The Money Mindset Index defines consumers’ current money mindset as “cautious optimism” as consumers are more effectively managing their spending and expecting the economy to improve. Despite this optimism, respondents have conflicting feelings about the importance of credit scores. Given the current credit-lending restrictions, consumers need to become savvier to ensure their credit score does not adversely affect their financial goals.